JHSE Volume 5, Number 1 Cover
Jinhee Kim
University of Maryland
Mia B Russell
University of Maryland
Allison Schroeder
University of Maryland


Financial education, personal finance, online education, social learning theory, behavioral economics

How to Cite

Kim, J., Russell, M. B., & Schroeder, A. (2017). Online Financial Education Programs: Theory, Research, and Recommendations. Journal of Human Sciences and Extension, 5(1). Retrieved from https://www.jhseonline.com/article/view/640


Technological advances have created unprecedented opportunities for online financial education that can be used to improve financial literacy and money management practices. While online financial education programs have become popular, relevant research and theoretical frameworks have rarely been considered in the development of such programs. This article synthesizes lessons from literature and theories for the development of an effective online financial education program. Drawing from literature on financial literacy education and online education, implications and recommendations for integrating technology into online financial education programs for adults are discussed.

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